What is Esthetician Insurance Yuba City California?
If you’re an Esthetician in Yuba City, CA, it’s important to have insurance that protects your business. That’s where we come in. We offer Esthetician Insurance that’ll keep you safe and sound. So whether you’re just starting out or you’ve been in business for a while, we can help you find the right protection for your needs. Contact us today to learn more about Esthetician Insurance Yuba City California!
Esthetician insurance is designed to protect your business
Michael Snow Insurance Agency is a one-stop-shop to help you get the Esthetician Insurance Yuba City California you need to protect your business from accidents, injuries, legal fees and damaged vehicles. Our insurance packages typically include:
- General liability
- Professional liability (E&O)
- Commercial auto
- Workers’ compensation
- Commercial property
Esthetician Insurance Coverages Options
Bodily injury liability coverage.
If a student or non-employee is injured in your reception area or during an actual procedure, then this type of coverage proves invaluable. If your business is determined to be responsible for the injury, the business may face a lawsuit for medical costs, lost employment, and other punitive damages. Bodily injury liability compensates the plaintiff for these costs.
Premises liability coverage.
If someone is injured on your property or if a student, vendor, or other individual files a property damage claim against your business, then premises liability insurance is important. It covers the entire property encompassed by your business, including outside areas.
Participant liability coverage.
Staff, volunteers, and students who become injured in off-site activities related to your business can be covered under this insurance. For example, if you provide services off-site in a spa or in clients’ homes, this coverage kicks in.
Professional liability coverage.
Clinicians should always have this type of coverage. If a client has a bad reaction to a treatment, this coverage kicks in to handle any injury claims.
All employees in CA should be covered under this type of policy. It pays monetary compensation for work-related accidents, injuries, and illnesses. This may include lost wages and medical costs.
Equipment failure or product side effects claims are mitigated by this type of insurance. For instance, if a product causes an allergic reaction, this coverage pays the medical costs/claim costs for you, so you’re not held personally responsible.
House Cleaning and Maid Service
Snow and Ice Removal
1133 Gray Avenue, Suite D
Yuba City, CA 95991, USA
Mon-Fri: 10am – 5pm